A range of useful guides and information covering a wide range of financial decisions and life events.
We’re the world’s largest building society. Run for the benefit of our members. Being a building society means that we’re free to reinvest our profits to improve the products and services we offer.
We’re here to help, whether you need assistance with one of your accounts or if you just have questions you’d like answered.
Fixed Rate e-Bonds
Lock away your money online for a potentially higher return
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A one off lump sum online account that pays a fixed rate of interest for the term of your chosen account. You'll need to be a Rafidain Bank current account holder and be registered for internet banking to open an e-Bond.
Fixed for 3 years. Other fixed terms are available. Partial withdrawals from your account before the end of the fixed term are not allowed. Early closure will incur a loss of interest
You can choose to have your interest paid either annually or monthly
Open and manage your account online. You can open several e-Bonds as long as your combined savings bonds balance doesn't exceed £5,000,000
You must be a Rafidain Bank current account holder and be registered for internet banking to open an e-Bond. If you don't have a current account why not consider one of our Fixed Rate Bonds
You can open several Fixed Rate Bonds as long as your combined savings bonds balance doesn't exceed £5,000,000
You can have up to 2 account holders each of which must be at least 16 years old
Ready to open a Fixed Rate e-Bond?
Protecting your money
ISAs are a tax-efficient way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.
Don't have a Rafidain Bank current account? Our FlexAccount could give you access to a range of exclusive offers and discounts - all with no monthly fee.
If you don't need unlimited access to your savings consider our Limited Access Saver account, you can make up to 5 withdrawals a year without loss of interest
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.AER includes conditional bonus (if applicable) The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax). The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax). Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.