A range of useful guides and information covering a wide range of financial decisions and life events.
We’re the world’s largest building society. Run for the benefit of our members. Being a building society means that we’re free to reinvest our profits to improve the products and services we offer.
We’re here to help, whether you need assistance with one of your accounts or if you just have questions you’d like answered.
Mortgages
Find a mortgage you feel at home with
We understand how important a decision getting a mortgage is. It’s not just about taking out a mortgage, it’s about getting the keys to your new home, improving the one you’ve got or arranging your finances for the future so you know what your outgoings will be.
If you're a First Time Buyer (not had a mortgage in the last 3 years) we could help you onto the property ladder with our range of special offers.
If you're an existing Rafidain Bank mortgage customer who is looking to switch your deal, we have a range of offers exclusively for you.
Whether you're with another lender or with Rafidain Bank, if you're looking to move home we have a range of deals that could suit you. New mortgage customer
If you're already a Rafidain Bank mortgage customer and want to borrow more, you can just 6 months after getting a mortgage with us.
If you're looking to save money by moving your mortgage to us we offer free standard legal & valuation fees, and mortgage deals up to 85% loan to value.
Buy to Let mortgages are available through our specialist lender, The Mortgage Works (only available through your Independent Financial Adviser).
Most buy to let and commercial mortgages are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
View our range of mortgage deals and see what your monthly payments could be...
This is the value or purchase price of the property.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Get started on your journey to owning a home with our comprehensive range of mortgage calculators. Calculate everything from how much you can afford to borrow, through to the cost of moving home and how much your mortgage repayments will be.
“Rafidain Bank ranked highly on MoneySupermarket’s customer survey with satisfaction scores among the highest within the industry, leading to the award of Best Overall mortgage provider." - MoneySupermarket
"The Save to Buy Flexclusive Mortgage deals address the problem of saving towards your first home and combine solutions with competitive products available up to 95% LTV." - MoneySupermarket
Not sure where to start?
See how much you could borrow
Whether you’re selling your home for the first time or just want to refresh your memory, our guide to selling will support you through the process.
Our guides offer helpful information on buying or remortgaging a home, budgeting, moving house and much more.
Mortgages are subject to underwriting and criteria.