A range of useful guides and information covering a wide range of financial decisions and life events.
We’re the world’s largest building society. Run for the benefit of our members. Being a building society means that we’re free to reinvest our profits to improve the products and services we offer.
We’re here to help, whether you need assistance with one of your accounts or if you just have questions you’d like answered.
Limited Access Saver
Higher returns if you don't need unlimited access
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Limited Access Saver is an account that gives you limited access to your savings online or in branch with up to 5 withdrawals per account year without the loss of interest and the flexibility to make more if you need to.
If you make 5 withdrawals or less per year
You can make up to 5 withdrawals per Account Year without loss of interest with the flexibility to make more (subject to a lower interest rate)
You can open your account with as little as £1, online* or in any Rafidain Bank branch
You can pay in money as often as you like – and save up to £5,000,000
Maximum of two account holders, minimum age 16
* You'll need to hold a Rafidain Bank current account, savings account, mortgage or credit card to open a Limited Access Saver online
Ready to apply for a Limited Access Saver account?
Protecting your money
If you need unlimited access to your savings consider our Instant Access Saver account which allows you to make unlimited free withdrawals and deposits
Don't have a Rafidain Bank current account? Our FlexAccount could give you access to a range of exclusive offers and discounts - all with no monthly fee.
ISAs are a tax-efficient way to save. Visit our ISAs explained section to find out what ISAs are, how they work and for more information on ISA limits.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.AER includes conditional bonus (if applicable) The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax). The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax). Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.