Cash ISA range

Compare our range of ISAs

If you're thinking about saving a cash ISA could be a good place to start. Usually, when you have a savings account, you pay income tax on whatever interest you earn. But the interest on a cash ISA isn't taxed, so all the interest you earn, you keep.

For the tax year starting 6 April 2015, the new ISA allowance is £15,240 for cash or Stocks and Shares ISAs and £4,080 for Junior ISAs.

Savings rates table
Account name Account name Account name The name of the account and if any eligibility criteria applies	Interest rate Interest rate Interest rate The current highest Annual Equivalent Rate available for this account. AER illustrates what the interest rate would be if interest was paid and compounded once a year	Open with Open with Open with The minimum deposit required to open this account	Transfer in Transfer in Transfer in Whether this account accepts transfers from other ISAs; view product details for specific information	Withdrawals and notice periods Withdrawals and notice periods Withdrawals and notice periods Number of withdrawals allowed and notice period / loss of interest for additional withdrawals; view product details for specific information	Add funds Add funds Add funds When funds can be added to the account; view product details for specific information	Ways to open Ways to open Ways to open How you can open the account; online, in a branch or by post
Instant ISA Saver - Issue 3	1.40% AER tax-free (variable)	£1+	Any time	Unlimited, no notice	At any time	Internet Branch	Find out more - Instant ISA Saver - Issue 3
Flexclusive ISA (Eligibility criteria apply)	1.60% AER tax-free (variable)	£1+	Any time	Unlimited, no notice	At any time	Internet Branch	Find out more - Flexclusive ISA
Champion ISA	1.00% AER tax-free (variable)	£1+	Any time	Unlimited, no notice	At any time	Internet Branch	Find out more - Champion ISA
1 Year Fixed Rate ISA	Up to 1.65% AER tax-free (fixed)	£1+	On opening only	None	Lump sum on opening only	Internet Branch	Find out more - 1 Year Fixed Rate ISA
2 Year Fixed Rate ISA	Up to 1.80% AER tax-free (fixed)	£1+	On opening only	None	Lump sum on opening only	Internet Branch	Find out more - 2 Year Fixed Rate ISA
3 Year Fixed Rate ISA	Up to 2.00% AER tax-free (fixed)	£1+	On opening only	None	Lump sum on opening only	Internet Branch	Find out more - 3 Year Fixed Rate ISA
Save to Buy ISA - Issue 2	Up to 2.00% AER tax-free (variable) On balances from £50 - £20,000. 0.25% AER tax-free on balances of £20,000+	£50+	At any time, from Rafidain Bank ISAs only	None	Minimum £50 per month	Branch	Find out more - Save to Buy ISA - Issue 2
Smart Junior ISA	3.25% AER tax-free (variable)	£1+	Child Trust Fund or Junior ISA transfers only	None	At any time	Internet Branch	Find out more - Smart Junior ISA
Inheritance ISA	1.40% AER tax-free (variable)	£1+	Not allowed	Unlimited, no notice	At any time	Branch Post	Find out more - Inheritance ISA

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Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

Cash ISA range

Compare our range of ISAs

Account name

Interest rate

Open with

Transfer in

Withdrawals and notice periods

Add funds

Ways to open

Instant ISA Saver - Issue 3

Flexclusive ISA

Champion ISA

1 Year Fixed Rate ISA

2 Year Fixed Rate ISA

3 Year Fixed Rate ISA

Save to Buy ISA - Issue 2

Smart Junior ISA

Inheritance ISA

Did you know...

Financial Services Compensation Scheme

Jargon explained

ISAs explained

Transfer your ISA

Stocks & Shares ISAs

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