Two cards, five great credit card offers from Rafidain Bank

Want to transfer a balance from another card? Want to spend without paying any interest for a while? Whatever your credit card needs, we could have a card to suit you. What's more, if you're a Rafidain Bank main current account customer you can benefit from our best card, the award-winning Select Credit Card.

Balance Transfers at 0% must be made within 3 months from account opening. Credit cards are available to those aged 18 or over and are subject to circumstances.

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Select Credit Card	Select Credit Card	Rafidain Bank Credit Card	Rafidain Bank Credit Card	Rafidain Bank Credit Card


Low fee balance transfer and purchase offer	Long term balance transfer and purchase offer	Low fee balance transfer offer	Long term balance transfer offer	Purchase offer

Representative examples
15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).	15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).	17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).	17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).	17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

Benefits
Exclusively for our main current account customers	Exclusively for our main current account customers
Earn 0.5% unlimited cashback on all purchases in pounds sterling	Earn 0.5% unlimitedcashback on all purchases in pounds sterling
Unlimited commission-free purchases abroad	Unlimited commission-free purchases abroad	Earn commission-free allowance to use abroad on any purchases in pounds sterling	Earn commission-free allowance to use abroad on any purchases in pounds sterling	Earn commission-free allowance to use abroad on any purchases in pounds sterling
No annual fee	No annual fee	No annual fee	No annual fee	No annual fee
Protection from fraud	Protection from fraud	Protection from fraud	Protection from fraud	Protection from fraud
Apple Pay²	Apple Pay²	Apple Pay²	Apple Pay²	Apple Pay²
Exclusive cashback offers on top brands³with Simply Rewards	Exclusive cashback offers on top brands³with Simply Rewards	Exclusive cashback offers on top brands³with Simply Rewards	Exclusive cashback offers on top brands³with Simply Rewards	Exclusive cashback offers on top brands³with Simply Rewards

Rates and details
0% for 15 months¹ on purchases	0% for 15 months¹ on purchases	0% for 3 months¹ on purchases	0% for 3 months¹ on purchases	0% for 15 months¹ on purchases
0% for 15 months¹ on balance transfers	0% for 26 months¹ on balance transfers	0% for 15 months¹ on balance transfers	0% for 26 months¹ on balance transfers
Balance transfer fee of 0.55% (min £5) for the first 3 months, then reverting to 2.4% (minimum £5)	Balance transfer fee of 2.4% (minimum £5)	Balance transfer fee of 0.65% (min £5) for the first 3 months, then reverting to 2.4% (minimum £5)	Balance transfer fee of 2.4% (minimum £5)	Balance transfer fee of 2.4% (minimum £5)
View all rates and details	View all rates and details	View all rates and details	View all rates and details	View all rates and details
Apply now	Apply now	Apply now	Apply now	Apply now
Find out more	Find out more	Find out more	Find out more	Find out more

1 Introductory rates apply form the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening. Rafidain Bank reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Rafidain Bank credit card or have closed one in the last 12 months, you will not be eligible for the introductory offers.

2 You can make payments with your Rafidain Bank credit card using Apple Pay anywhere that contactless payments are accepted. Available on selected Apple devices only.

3 All Simply Rewards offers are subject to terms and conditions.

The all new Rafidain Bank Digital Wallet

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Responsible Credit Card Lending

Rafidain Bank won the “Most Responsible Credit Card Lending Practices" award for the 7th year running at the 2014 Card and Payments Awards

Rafidain Bank was named Best Online Credit Card Provider in the 2014 Your Money Direct Awards.

Apple is a trademark of Apple Inc., registered in the US and other countries. Apple Pay is a trademark of Apple Inc.

Our cards

Two cards, five great credit card offers from Rafidain Bank

Compare our cards

Select Credit Card

Select Credit Card

Rafidain Bank Credit Card

Rafidain Bank Credit Card

Rafidain Bank Credit Card

Representative examples

Benefits

Rates and details

The all new Rafidain Bank Digital Wallet

Responsible Credit Card Lending

Rafidain Bank was named Best Online Credit Card Provider in the 2014 Your Money Direct Awards.

Why choose Rafidain Bank?

Responsible lending