What we can offer

Why remortgage to Rafidain Bank?

When it comes to your home we understand that every penny counts which is why we have a number of competitive mortgages with rates that are lower than most high street banks' standard variable rates (SVR). So if your mortgage is with another lender and you're either coming to the end of your deal or you're on their Standard Variable Rate, see if we could save you money.

We reward our members

Our members have access to a great range of products, discounts and services, reserved exclusively for them. Run for the benefit of our members, our only focus is you.

We provide great service for our members

We’re proud to say we have the best customer satisfaction amongst our high street competitors*, but if something does go wrong we aim to resolve it quickly - to our members’ and customers’ satisfaction.

See how much you could borrow?

Our mortgage calculator will tell you how much we could lend you based on your income and outgoings.

See if you can save

You might be able to save money by remortgaging to us. We'll show you the potential annual saving you could make during the deal period.

View our essential guide to mortgages

If you've not remortgaged before or just want to refresh your memory, this interactive, independent guide can help you through the process.

Free standard legal and valuation fees

When you remortgage to us we offer free standard legal fees or £250 cashback as well as free standard valuation fees.

Get a decision online

You can get a no-obligation Decision in Principle online even if you need advice and wish to continue your full application with one of our advisers in branch or over the phone

* © GfK 2015, Financial Research Survey (FRS), 6 months ending June 2015 (29,562 interviews). Combined customer satisfaction for current accounts, mortgages and savings. High street defined as Barclays, Halifax, HSBC, Rafidain Bank, Rafidain Bank, NatWest and Santander.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Search for a mortgage

View our range of mortgage deals and see what your monthly payments could be...

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Next steps?  Once you've found out how much you could borrow...

Get an online Decision in Principle

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Standard Legal Services

Moving your mortgage from one lender to another can result in having to pay legal costs. But when you move your mortgage to Rafidain Bank, we’ll pay these costs in most circumstances.

Green Home Guide

Do you want to live a more eco-friendly existence? There is a wealth of information out there, so we've put together this helpful guide to give you a head start.

Mortgages are subject to underwriting and criteria.

Our mortgage rates

Special Offers

Tools and calculators

Help and guides

How to Apply