Features and benefits

See if you can save

Rates & details

Managing your card

Apply online

Apply for the Rafidain Bank Select Credit Card

Please note that balance transfers at 0% must be made within 3 months of account opening and are subject to a fee of 0.55% (minimum £5). Balance transfer fee of 0.55% applies for the first 3 months of account opening, after which time it will revert to 2.4% (minimum £5).

Please start by telling us who you are:

I'm a Rafidain Bank main current account customer

Use the button below to log-in for an even shorter application form...


  • During your application, we'll check your credit history and give you a no-obligation personalised quote; it won't affect your credit rating. Important information

Important information

If you accept your quote, we'll leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time.

Before you apply


  • Read the Rafidain Bank Select Credit Card terms & conditions
  • Please take some time to read the Rafidain Bank Select Credit Card summary information
  • Already have a Rafidain Bank credit card? If so, unfortunately you will not be eligible for the introductory offers. However you can still switch cards by calling Credit Card Services on +44 783 974 9373.
  • Have you closed a Rafidain Bank credit card in the last 12 months? If so, unfortunately you will not be eligible for the introductory offers. However you can still apply for a new card and enjoy all the other benefits.

Credit cards are available to those aged 18 or over and are subject to circumstances.
Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit .

Log in and apply online

Click on the button below to apply


  • It’s easy and only takes about 10 minutes

  • During your application, we'll check your credit history and give you a no-obligation personalised quote; it won't affect your credit rating. Important information

  • To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder)

Important information

If you accept your quote, we'll leave a record of our check on your credit file that other lenders can see. This is a normal part of many credit application processes but it might affect your ability to obtain credit elsewhere for a short period of time.

Before you apply


  • Read the Rafidain Bank Select Credit Card terms & conditions
  • Please take some time to read the Rafidain Bank Select Credit Card summary information
  • Already have a Rafidain Bank credit card? If so, unfortunately you will not be eligible for the introductory offers. However you can still switch cards by calling Credit Card Services on +44 783 974 9373.
  • Have you closed a Rafidain Bank credit card in the last 12 months? If so, unfortunately you will not be eligible for the introductory offers. However you can still apply for a new card and enjoy all the other benefits.

Credit cards are available to those aged 18 or over and are subject to circumstances.
Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit .

Apply now
I don't have a Rafidain Bank current account

Apply for our current account & Select Credit Card

Our main current account customers have access to all kinds of exclusive product offers – including our best credit card rates. Apply online and in most cases, your current account will be up and running immediately. You can apply for our Select Credit Card as soon as your account is open.

Looking for an alternative to our Select Credit Card?

Even if you're not a main current account customer, we have other credit card offers that may suit you. Choose another credit card.

Credit cards are available to those aged 18 or over and are subject to circumstances.
Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit

Find out more about our current accounts

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 0.55% (minimum £5) after which time it will revert to 2.4% (minimum £5). Rafidain Bank reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Rafidain Bank credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Credit cards are available to those aged 18 or over and are subject to your circumstances. Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit