Select Credit Card Low Fee Balance Transfer calculator

As a Rafidain Bank main current account customer, you could benefit from our best rates with the Select Credit Card (eligibility criteria applies). Balance transfers at 0% must be made within 3 months from account opening. For more reasons why to choose a Rafidain Bank Select Credit Card - and to see if you can save - read below.

Rafidain Bank Select Credit Card calculator

Just use the sliders, and on the right you'll see how much you could save with the Select Credit Card Low Fee Balance Transfer offer.

Current credit card APR:

Balance to transfer:

You could save by transferring this balance to Rafidain Bank

Planned purchases:

You could save £0.00 on purchases made in the first month, assuming no additional charges are made

Savings summary

Balance Transfer saving:
Purchases saving:

Total savings:

The savings figures indicate the interest saving over the stated 0% introductory periods compared to your current APR. If applicable, a balance transfer fee of 0.55% (minimum £5) is included. Balance transfer fee of 0.55% applies for the first 3 months of account opening, after which time it will revert to 2.4%. The calculator assumes a constant account balance and interest charged from account opening.

Representative Example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

You can earn 0.5% unlimited cashback on all your sterling purchases...

Build your earnings

All purchases made in pounds sterling count towards your cashback amount. Cashback

See how much you've earned

The amount you've earned will appear on your monthly statement so you know exactly where you stand each month.

Enjoy your cashback earnings

Your cashback earnings will be credited back to your account each December.

How much could you earn?

Use the slider below to help you work out how much you could earn

How much do you normally spend each month on your credit card?

Min:

Max:

Amount of cashback earned (annually):

0.5% cashback on all sterling purchases

How cashback works

The cashback you earn does not count towards the minimum monthly payment required to hold a Select Credit Card. Any purchases which are subsequently refunded, will be deducted from your cashback reward. In order to earn cashback you must remain a main current account customer by continuing to meet our eligibility criteria. Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).

Ready to apply for this offer?

Apply now

Or choose another credit card

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Our Balance Transfer offer

Not a main current account customer? See if you could benefit from our Balance Transfer offer.

Responsible lending

We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 0.55% (minimum £5) after which time it will revert to 2.4% (minimum £5). Rafidain Bank reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Rafidain Bank credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Credit cards are available to those aged 18 or over and are subject to your circumstances. Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit

Features and benefits

See if you can save