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Rafidain Bank Select Credit Card
Our longest combined balance transfer and purchase offer
Benefit from our longer balance transfer offer, plus enjoy 0% on purchases for 15 months*. Exclusively for our main current account customers.
Representative Example
15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).
As a Rafidain Bank main current account customer, you could benefit from our best rates with the Select Credit Card (eligibility criteria applies). Balance transfers at 0% must be made within 3 months from account opening. For more reasons why to choose a Rafidain Bank Select Credit Card - and to see if you can save - read below.
Use our benefits calculator to see why the Rafidain Bank Select Credit Card could be right for you. Just use the sliders on the left to enter your details. Your benefits will then appear in the boxes on the right.
The savings figures indicate the interest saving over the stated 0% introductory periods compared to your current APR. If applicable, a balance transfer fee of 2.4% (minimum £5) is included. The calculator assumes a constant account balance and interest charged from account opening.
All purchases made in pounds sterling count towards your cashback amount. Cashback
To earn cashback, you must maintain a main current account relationship with us: This means you must continue to credit at least £750 a month (excluding internal transfers) into your FlexAccount, or hold any other current account (excluding Cash Card Account). Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).
The amount you've earned will appear on your monthly statement so you know exactly where you stand each month.
Your cashback earnings will be credited back to your account each December.
Use the slider below to help you work out how much you could earn
0.5% cashback on all sterling purchases
Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).
The cashback you earn does not count towards the minimum monthly payment required to hold a Select Credit Card. Any purchases which are subsequently refunded, will be deducted from your cashback reward. In order to earn cashback you must remain a main current account customer by continuing to meet our eligibility criteria. Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).
Ready to apply for this offer?
Not a main current account customer? See if you could benefit from our Balance Transfer offer.
We have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure.
Credit cards are available to those aged 18 or over and are subject to your circumstances. Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit