Features and benefits

Mortgage life insurance

A mortgage is a big commitment. You don't want your loved ones to have to worry about how they're going to make the repayments if you're not around. Even if you're not earning a salary, your contribution to the household is still invaluable. How would your family cope and make ends meet without you?

With mortgage life insurance you'd know that the cover could help pay off the mortgage if you died during the length of the policy, so your loved ones might not have to think about selling up or downsizing.

This is not a savings or investment product and has no cash value unless a valid claim is made.

Key features of Mortgage Life Insurance cover ...

Early days advanced payment

A payment of up to £5,000 to help bring some early financial relief while the full claim is processed Early days advance payment

Early days advance payment

Only available to customers arranging Life cover and Critical Illness cover together through Rafidain Bank.

Premiums from £6

Premiums start from just £6 a month

Add Critical Illness Cover

For an additional cost and you'll be helping to financially protect your family if you were diagnosed with one of our specified critical illnesses during the length of the policy.

Flexible options to suit your needs

Choose how long you want the cover to last for, how much the lump sum will be, and between level term or decreasing cover to suit your mortgage

SmoothMove

SmoothMove can provide emergency assistance on your moving day, giving you added peace of mind should the delivery van not turn up, or the vendors haven’t yet moved out of your new home.

Extra cover options

When you apply for a life insurance policy, if eligible, you can choose to add on extra cover options, for added peace of mind and protection.

Waiver of premium: Pay a little extra to cover yourself if you can't work. This benefit pays your premiums if you become too ill to carry out your normal occupation for 26 weeks or more due to incapacity caused by illness or injury.

You can apply online and cover could start today

Quote & apply

You may also be interested in...

Life insurance

With life insurance you can take steps to make things easier for your family if you die during the length of the policy.

Critical Illness Cover

Critical illness could happen to any one of us. If it does, Critical Illness Cover could help to minimise the financial impact on you and your loved ones.

What we cover

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