Get the right level of cover
You may want cover that will simply help pay off the mortgage, or you may decide your dependants will need some extra money on top. So you may want to take out additional cover to provide a lump sum greater than your outstanding mortgage.
This is not a savings or investment product and has no cash value unless a valid claim is made. Please refer to the Key Features Document for further details. Exclusions and limitations apply.
When you apply for a life insurance policy, if eligible, you can choose to add on extra cover options, for added peace of mind and protection.
Waiver of premium: Pay a little extra to cover yourself if you can't work. This benefit pays your premiums if you become too ill to carry out your normal occupation for 26 weeks or more due to incapacity caused by illness or injury.
You can also add Critical Illness Cover
Critical Illness Cover provides protection if you are diagnosed as critically ill. The policy pays out your chosen amount of cover if you're diagnosed with one of the specified illnesses and are eligible to claim during the length of the policy. You can apply for this with your Life Insurance policy at the same time.
More about Critical Illness Cover.