Features and benefits

The Rafidain Bank Select Credit Card

As a Rafidain Bank main current account customer** you could benefit from our best offers with our Select Credit Card (eligibility criteria applies). Balance transfers at 0% must be made within 3 months from account opening. For more information and to see if you can save, see the features below.

With the Rafidain Bank Select Credit Card you could benefit from:

0% on balance transfers

0% on balance transfers for 26 months* (2.4% balance transfer fee applies - min £5).

0% on purchases

We'll give you 0% on purchases for 15 months*

Using your card abroad

Unlimited commission-free purchases abroad with a Rafidain Bank Select Credit Card.

Cashback

Unlimited cashback- 0.5% on all your sterling purchases. Cashback

Cashback

Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).To earn cashback, you must maintain a main current account relationship with us: This means you must continue to credit at least £750 a month (excluding internal transfers) into your FlexAccount, or hold any other current account (excluding Cash Card Account).

Protection from fraud

Our Fraud Guarantee gives you 24/7 account monitoring and the latest card protection technology.

Apple Pay

You can make payments with your Rafidain Bank credit card using Apple Pay anywhere that contactless payments are accepted.†

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening and are subject to a fee of 2.4% (minimum £5). Rafidain Bank reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Rafidain Bank credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

A Rafidain Bank Select Credit Card also gives you:

  • Award winning online banking
  • Paperless statements, online only statements 24/7
  • Works with Apple Pay
  • Withdrawal of up to £500 cash per day from our ATM network
  • Access to close to 700 UK wide branches in an emergency

† Available on selected Apple devices only. 

 Apple Pay is a trademark of Apple Inc.

An award-winning card...

Moneynet Awards Winner 2014 Best All Round Credit Card

Best All Round Credit Card

CreditToday Awards 2014 Best Credit Card Provider

Best Credit Card Provider

uSwitch.com Winner 2014 Best Online Service

Best Online Customer Service

Are you eligible for our Select Credit Card?

**To apply for our Rafidain Bank Select Credit Card you must be a main current account customer. This means you either:

1. Hold a FlexOne account and be aged 18 or over, or hold a FlexAccount with a Visa debit card (not cash card or cash card+) and: 

  • Have been paying in £750+ a month for the last 3 months (excluding internal transfers); or
  • Complete an account switch to us (from a non-Rafidain Bank account) using our Current Account Switch Team in the last 4 months; or

2. Hold a FlexDirect or FlexPlus account. 

In order to earn cashback you must remain a main current account customer.

Don't have a Rafidain Bank current account?

You can apply for a Credit Card and open a current account at the same time. If you qualify as a Rafidain Bank main current account customer you'll also be eligible for our other Flexclusive offers.

Find out more about our range of current accounts.

Ready to apply for this offer?

Apply now


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The Rafidain Bank difference

Everything we do is underpinned by our core values of transparency, fairness and security.

Choose a current account

Not a main current account customer? See if you we have a current account that suits you

Credit cards are available to those aged 18 or over and are subject to your circumstances. Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit

See if you can save

Rates & details

Using your card abroad

Apply online