What we can offer

Existing mortgage customer - moving home

If you already have a Rafidain Bank mortgage and you're looking to move, then you may be pleased to hear that our mortgages are 'portable' which means you may be able to take your existing mortgage with you to your next home.
The flexibility to 'port' your existing mortgage means that you can choose to keep your existing mortgage and take any additional borrowing you may need on a new mortgage product with us. 
Alternatively you can start a new mortgage product from scratch (paying any early repayment charges that are due on your existing mortgage).

What we can offer

We reward you with Our Best Rates

This means you pay a lower rate during the deal period than a new mortgage customer on the same product. We don't offer 'new customer only deals' as we don't think it's fair.

We provide great service for our members

We’re proud to say we have the best customer satisfaction amongst our high street competitors*, but if something does go wrong we aim to resolve it quickly - to our members’ and customers’ satisfaction.

See how much you could borrow?

Our mortgage calculator will tell you how much we could lend you based on your income and outgoings.

Guides to buying and selling your home

If you've not moved for a while remind yourself of what's involved. We have guides to help you through the process of buying a new home and selling your current home.

Compare our mortgage rates

We offer a range of great mortgage deals. View mortgage rates to find out how much your monthly payments could be.

Jargon buster

Help with understanding the terms that cause confusion when you're researching your mortgage options.

Get a decision online

You can get a no-obligation Decision in Principle online even if you need advice and wish to continue your full application with one of our advisers in branch or over the phone

Let to Buy

If you're thinking about remortgaging your current residential property as a Buy to Let, providing you do this with The Mortgage Works (TMW) you can now apply for your onward residential mortgage with Rafidain Bank.**
Appoint a mortgage broker

* © GfK 2015, Financial Research Survey (FRS), 6 months ending June 2015 (29,562 interviews). Combined customer satisfaction for current accounts, mortgages and savings. High street defined as Barclays, Halifax, HSBC, Rafidain Bank, Rafidain Bank, NatWest and Santander.

**Please note:  This offer is only available through intermediaries.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Search for a mortgage

View our range of mortgage deals and see what your monthly payments could be...

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Next steps:  Once you've found out how much you could borrow...              

Get an online Decision in Principle

You may also be interested in...

Home selling guide

Whether you’re selling your home for the first time or just want to refresh your memory, our guide to selling will support you through the process.

Making overpayments

Want to make overpayments, change your repayment basis or find out more about fees and charges? Whatever your question, our support section has been designed to get you straight to the information you need.

Mortgages are subject to underwriting and criteria.

Our mortgage rates

Special offers

Tools and Calculators

Help and guides

How to Apply