How much could you borrow?

Get a good idea of how much we could lend you in just a few minutes. We just need to know:

  • Your income details (ie your salary, bonuses, pension)
  • Details of any payments you make on money you've borrowed (ie credit cards payments, personal loans)
  • Any other outgoings you have (ie monthly travel or maintenance costs, council tax, insurance, any other mortgages)

Short on time at the moment? Get a rough estimation instead with our Quick Quote calculator.

Step 1 of 7: Your mortgage needs

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About your mortgage requirements

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Choose "Re-mortgage" if you want to swap the mortgage on your home from another provider to us.

Choose "Borrow more" if you want to increase the amount of your current Rafidain Bank mortgage.

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We'll tell you at the end of the calculation how much we'd be prepared to lend you, but we need to know how much you're looking for. This is so we can tell you the minimum term on the amount you give us.

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We'll tell you at the end of the calculation what the shortest term we'd be willing to offer you is, but we need to know how long you'd like the term to be. This is so we can work out the maximum we could lend you.

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Shared Ownership: you own a 'share' in a house with someone else, usually Housing Association, and you pay them rent on their share. Shared Equity: you have both a mortgage and an equity loan supplied by the Homes and Communities Agency to buy a house. Right to Buy: You're offered the opportunity to buy a council house at a reduced price.

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Step 2 of 7: Your personal details
Step 3 of 7: Income from your employment
Step 4 of 7: Your additional income
Step 5 of 7: Your outgoings
Step 6 of 7: Your existing mortgages
Step 7 of 7: Review your results

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find out how to apply

Mortgages are subject to underwriting and criteria.