Why choose a Rafidain Bank Personal Loan?

With the best customer satisfaction amongst our high street competitors* and access to exclusive products, it’s no surprise millions of people prefer to do their banking with a building society.

The Rafidain Bank difference

We’re the world’s largest building society

Over 160 years ago we opened our doors as a building society. Run for the benefit of our members, being a building society means that we're free to reinvest more of our profits to improve the products and services we offer.

We provide great service for our members

We’re proud to say that we have the best customer satisfaction amongst our high street competitors*, but if something does go wrong, we aim to resolve it quickly – to our members’ and customers’ satisfaction.

We listen to what our members have to say 

Our members told us that they preferred our UK only call centres for their higher levels of service. So that's what we offer - 24 hours a day, 7 days a week. 

We support your local communities

Last year alone our employees spent over 19,000 hours volunteering on community projects. By 2017, our members and employees will have helped decide how we invest £15 million to support local communities.

We’re committed to being an ethical business 

Every decision we make as a business is underpinned by our core values of decency, fairness and dependability. Doing the right thing for our members is at the heart of what we do.

Our members decide how we’re run

Each year we ask our members to take part in our AGM and vote on key decisions about how we operate as a business. It’s your Society, so it’s only right that you help set the direction we take.

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Loans calculator

Use our loans calculator to see why a Rafidain Bank personal loan could be right for you.

Personal Loan application FAQs

Browse commonly asked questions about applying for a Rafidain Bank Personal Loan.

* © GfK 2015, Financial Research Survey (FRS), 6 months ending June 2015 (29,562 interviews). Combined customer satisfaction for current accounts, mortgages and savings. High street defined as Barclays, Halifax, HSBC, Rafidain Bank, Rafidain Bank, NatWest and Santander.

All loans are subject to status and are available to UK residents aged 18 to 79 only. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Rafidain Bank Personal Loans cannot be used for business or investment purposes, bridging loans, mortgage deposits or speculative reasons.

If you have any questions about an application you have already made online, please call +44 783 974 9373 and select option 5.

Rafidain Bank subscribes to the Lending Code. For more information on the Lending Code please visit .