The table below offers a summary of the main travel insurance cover limits. Some sections of cover have additional limits so you should read the relevant section of the policy document and policy summary carefully as this gives you full details of cover and the relevant excesses and exclusions.
Nationwide FlexAccount Travel Insurance is provided by U K Insurance Limited†.
Have a question about FlexAccount travel? See all our FAQs.
Summary of cover
| Features & benefits |
Level of cover |
Optional upgrade (Charges apply) |
| Worldwide / European cover |
European |
Yes |
Cancellation or curtailment charges
|
£5,000 per insured person
|
Yes |
| Emergency medical and other expenses |
£10 million per insured person |
|
Hospital benefit
|
£25 per day, max. £1,000 per insured person
|
|
Personal accident
|
£25,000 (£2,000 for death of under 18s) per insured person
|
|
Baggage / personal possessions
|
£1,500 (A single article limit of £300 and a valuables items limit of £400 applies) per insured person
|
|
Delayed baggage / personal possessions
|
£250 after 12 hours per insured person
|
|
| Personal money |
Overall personal money limit £500 per insured person.
Cash limit £250 (16 and under £100) per insured person.
|
|
| Passport and driving licence |
£500 per insured person
|
|
| Personal liability |
£2 million
|
|
Delayed departure
|
£250 after 4 hours per insured person
|
|
Missed connections
|
£250 after first 4 hours per insured person
|
|
Missed departure
|
£1,000 per insured person
|
|
Legal costs
|
£50,000
|
|
Number of days per trip
|
31 days
|
Yes
|
Excess
|
£50 per insured person
|
Yes
|
Winter sports
|
Not included in standard cover
|
Yes
|
Hazardous activities
|
Not included in standard cover
|
Yes
|
| Business cover |
Not included in standard cover |
Yes |
| Golf cover |
Not included in standard cover |
Yes |
| Wedding cover |
Not included in standard cover |
Yes |
| Travel disruption cover |
Not included in standard cover |
Yes |
† U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No:1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.