First Time Buyer Mortgage Calculator Online

Step 1 of 4: Cost of sale

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Complete

Fields marked with * are required

If you're selling a property, enter the details here

Are you selling a property? - This is a required field*

Yes

ValidInvalid

Please select Yes or No.

Is the property you're selling in Scotland? - This is a required field*

Yes

ValidInvalid

Please select Yes or No.

Is the property you're selling leasehold? - This is a required field*

Yes

ValidInvalid

Please select Yes or No.

How much are you selling the property for? - This is a required field*

ValidInvalid

Please enter a valid value.

Please enter a valid number.

Please enter a positive number less than £10m.

Help

This is a Certificate that provides information on the property’s energy use and recommendations on how it can be reduced and is required when selling a property.

Energy Performance Certificate (EPC):

£ Change

Suggested amount based on industry average.

ValidInvalid

Please enter a valid value.

Help

Fees associated with appointing a conveyancing solicitor to oversee the legal formalities of the sale/purchase.

Conveyancing fee (including VAT)

£ Change

Suggested amount based on nationwide Homebuyer legal service for properties up to £2.5m. For a figure tailored to your circumstances, please request a quote from your solicitor or licensed conveyancer.

ValidInvalid

Please enter a valid number.

What is the estate agent’s fee? - This is a required field*

= £- inc VAT

ValidInvalid

Please enter a valid value.

Please scroll up and correct the errors indicated by this iconInvalid

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Step 2 of 4: Cost of purchase

Change
Complete

Fields marked with * are required

If you're buying a property, enter the details here

Are you buying a property? - This is a required field*

Yes

ValidInvalid

Please select Yes or No.

Is the property you're buying in Scotland? - This is a required field*

Yes

ValidInvalid

Please select Yes or No.

Is the property you're buying leasehold? - This is a required field*

Yes

ValidInvalid

Please select Yes or No.

How much are you buying your property for? - This is a required field*

ValidInvalid

Please enter a valid value.

Please enter a valid number.

Please enter a positive number less than £10m.

Help

This is a tax based on the purchase price of a property.

Stamp duty

How much deposit do you have? - This is a required field*

ValidInvalid

Please enter a valid value.

Please enter a valid number.

Please enter a positive number less than £10m.

Help

A Mortgage valuation only checks that your property is worth the asking price. A Homebuyers report will also tell you if there are any faults or problems.

What kind of valuation do you want? - This is a required field*

Mortgage valuation

Homebuyer report (inc. mortgage valuation)

ValidInvalid

Please choose a survey type.

Valuation fees

£ Change

Suggested amount based on Rafidain Bank’s valuation reports for properties up to £3m.

ValidInvalid

Please enter a valid value.

Help

More comprehensive surveys such as a full structural survey, also known as a building survey, won’t give you the value of the property, so a valuation will still be necessary for your lender.

Other survey fees

ValidInvalid

Please enter a valid value.

Please enter a valid number.

Please enter a positive number less than £10m.

Help

Fees associated with appointing a conveyancing solicitor to oversee the legal formalities of the sale/purchase.

Conveyancing fee (including VAT)

£ Change

Suggested amount based on Rafidain Bank Homebuyer legal service for properties up to £2.5m. For a figure tailored to your circumstances, please request a quote from your solicitor or licensed conveyancer.

ValidInvalid

Please enter a valid value.

Other Legal fees

ValidInvalid

Please enter a valid value.

Please enter a valid number.

Please enter a positive number less than £10m.

Please scroll up and correct the errors indicated by this iconInvalid

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Step 3 of 4: Other costs

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Complete

Fields marked with * are required

Enter other costs related to your move here

Removal costs?

ValidInvalid

Please enter a valid number.

Please enter a positive number less than £10m.

Storage?

ValidInvalid

Please enter a valid number.

Please enter a positive number less than £10m.

Broadband/telephone re-connection?

ValidInvalid

Please enter a valid number.

Please enter a positive number less than £10m.

Rent to end of tenancy agreement?

ValidInvalid

Please enter a valid number.

Please enter a positive number less than £10m.

Other known costs?

ValidInvalid

Please enter a valid number.

Please enter a positive number less than £10m.

Please scroll up and correct the errors indicated by this iconInvalid

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Step 4 of 4: Your moving costs calculated

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Complete

These are your estimated costs of moving based on what you’ve told us. You should only use this as a guide.

Cost of selling your property £0.00Change

Cost of buying your property £0.00Change

Other costs around your move £0.00Change

Estimated cost of moving £0.00

(Plus a deposit of £)

There's more to the cost of moving home than just the price of the property you're buying and how much your mortgage payments are. This calculator can help you to get an idea of what your moving costs could be.

Suggested figures are for the fees associated with buying and selling a property - these are just rough guides and should be amended to reflect your circumstances. Figures provided include VAT where applicable and are an indication of overall costs. Figures are for illustrative purposes only.

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Mortgage tools and calculators

Cost of moving calculator

If you're selling a property, enter the details here

If you're buying a property, enter the details here

Enter other costs related to your move here

These are your estimated costs of moving based on what you’ve told us. You should only use this as a guide.

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