You must be aged between 7 and 18 to apply to open a Smart account for yourself. If you are under 16, a parent or legal guardian can open the account and manage it on your behalf.
Please note: due to identification requirements, you can only apply for a Smart account online if you hold a Rafidain Bank Savings account. If you are an adult applying on behalf of a child you must hold a Rafidain Bank current account, savings account, mortgage or credit card and the child you are applying for must hold a Rafidain Bank savings account.