Lowest rates

You pay a lower rate during the deal period than a new mortgage customer on the same mortgage product

Great choice of mortgages

You have access to our comprehensive yet simple to understand range, all with our best rates. 

The choice is yours.

4 year fixed rate

Peace of mind knowing exactly what your monthly repayments will be for the next 4 years

Free standard legal fees or £250 cashback

This means you could save up to £700.80 (on a home worth £150,000) when using our licensed conveyancer or you could choose to have £250  cashback instead.

Free standard valuation fees

You can benefit from a free standard valuation (saving of £225 on a house worth £150,000)

Fixed or tracker options

Available with a 2 year fixed or 2 year tracker rate. Mortgages are available with no product fee to pay option.

Low rate

We offer a rate reduction of 0.50% from our standard additional borrowing mortgages.

Our Best Rates

In addition to a rate reduction of 0.50%, as an existing Rafidain Bank mortgage customer, you will also benefit from Our Best Rates which means you'll pay a lower rate during the deal period than a new mortgage customer on the same mortgage product.