Recommend a Friend - Terms of this offer

  1. The offer is we will credit your current account with £100 for each person you recommend to us on or after 1 August 2015, who completes a full switch using the Current Account Switch Service to switch a current account with another provider to a Rafidain Bank current account (excluding Cash Card or FlexOne accounts).
  2. We may amend, extend or withdraw this offer at any time and without notice to you.  
  3. This offer is only available to our existing current account customers (excluding our employees) who hold either a FlexAccount, FlexDirect or FlexPlus Account. Cash Card and FlexOne account holders are not eligible for this offer.
  4. If you hold any current account with us that is being managed by our Recovery Department you will not be eligible for this offer.
  5. Recommendations must be made using the online form at rafidainuk.com/recommend.
  6. A minimum of two Direct Debits must be transferred as part of the switch.
  7. On completion of the switch we will credit your account and the account of the person you recommended with the offer payment by the 20th day of the month following the month in which their switch completes.
  8. We reserve the right to claim back the offer payment from both parties if the recommended customer closes their account within 3 months of our crediting their account with the offer payment. We will do this by debiting the offer payment from both your and their account.
  9. If you are recommending a friend there is no limit to the number of individuals you may recommend but the maximum amount we will pay you is for 10 recommendations in any 12 month period starting on the date of your first successful recommendation.  The amount of the payment will depend on the offer applying at the time of the recommendation and completion of the switch.
  10. If you have been recommended by a friend you will only be entitled to one payment under this offer in any 12 month period which starts when your first switch to us completes.  This means that if you switch any additional accounts to us in that 12 month period no further payments will be made. The amount of the payment will depend on the offer applying at the time of the recommendation to us and completion of the switch.
  11. This offer may not be used in conjunction with any of our other current account cash reward offers